At Pearle Vision, we understand that navigating your vision benefits is not always easy.
That’s why we are here to help you. We want you to feel confident that you are taking full advantage of all your Insurance plan has to offer.
We’ve created a quick guide of a few common terms to help you easily understand the basics of your vision benefits.
What is an Allowance? An allowance is the fixed amount the plan covers on the purchase of frames and/or other eyewear.
How do I find out how much will I pay out-of-pocket? This depends on your individual benefits and the eyewear you select. Understanding your copay and allowance is the first place to start. Be sure to check out your full benefit summary to confirm the benefits your plan covers.
What is a Copay? It is the fixed amount of money you pay to the doctor at the time of your visit. Co-pays vary based on your specific plan.
What is coverage? The eye care services and materials listed as benefits in your vision insurance plan.
What is a deductible? The amount you must pay for vision care services before your vision plan pays its portion of the costs. Typically, insurance plans have yearly deductible amounts.
What are Exclusions? Eye care services that are not covered by your insurance plan.